최고 Scott Dougan 팟캐스트 (2024)

1
Key Ages To Remember for Retirement Planning 17:36

2d ago17:36

17:36

Did you know there are three specific birthdays that can have a huge impact on your tax situation? It’s true, and today we’re going to tell you why 50, 65, and 73 are key ages for retirement planning. Here’s what we cover in this episode: 0:00 – Intro 1:44 – Age 50 4:38 – Changes in catch-up rules 8:30 – Age 65 11:33 – Age 73 Want to connect with u…

1
Changes to Contribution Limits in 2025 13:25

9d ago13:25

13:25

The 2025 contribution limits are now available and the tweaks might be significant for anyone approaching retirement. These changes are really going to affect that person with tax-deferred accounts like a 401, IRA, 403b and others. Join us to find out how the 2024 limits compare to what’s coming in 2025 and how it might change your saving strategie…

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7 Key Areas to Focus on for a Fulfilling Retirement 22:30

16d ago22:30

22:30

When you talk about retirement timing and how to remain retired, people often overlook at least one of seven key areas. The majority of them have nothing to do with money but they’re just as important as your savings account. We sent out this article in a newsletter to clients recently and got a good response, so today we want to elaborate on these…

1
Are you prepared for UNCERTAINTY? 16:42

23d ago16:42

16:42

The primary value of a financial advisor isn't just picking the right portfolio, making sure you're minimizing taxes or establishing a paycheck that you're not going to outlive in retirement. It's about preparing clients for the truth. Can you handle the truth? Today we’re going to talk about the uncertainty in l…

1
How Much Money Do You Need to Be Rich? 28:30

1M ago28:30

28:30

The perception of what it takes to be wealthy sometimes matches reality, but often it doesn’t. Americans have opinions on what qualifies as being rich, and a recent survey tells us that we don’t always agree on what it takes to live comfortably. Today we’re going to explore this disparity and discuss why comprehensive planning provides the clarity …

1
Social Security Changes: How Raising the Retirement Age Could Impact You 17:41

1M ago17:41

17:41

Social Security is the backbone of retirement for millions of Americans, but big changes may be coming. On this episode, we dive into the recently released proposal to raise the full retirement age to 69 and what it means for your benefits, your future, and your financial security. Here’s what we cover in this episode: 0:00 – Intro 4:02 – Increase …

1
Beware of the Pig Butchering Financial Scam 20:17

1M ago20:17

20:17

Have you heard of Pig Butchering? It’s not what you think. It’s a cunning new scam that’s draining retirement accounts and leaving victims penniless. Today, we’re uncovering how scammers are using relationships built on various phone apps to lure people in. Here’s what we cover in this episode: 0:00 – Intro 3:02 – What is “pig butchering?” 6:09 – T…

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Scott Helps Produce ‘The Psychology of Retirement’ Movie 21:18

2M ago21:18

21:18

We’ve spent years helping educate clients on financial planning and we’re excited about stepping out of our comfort zone and into a new medium: filmmaking. Scott is a contributing producer for the new movie, The Psychology of Retirement, which recently premiered in Colorado. Discover the behind-the-scenes stories of creating this impactful movie, t…

1
Mise en Place & Retirement Planning: Setting The Stage For Your Next Chapter 43:27

2M ago43:27

43:27

Scott has always had a passion for cooking, and he recently completed a 9-week cooking course in Kansas City. In this episode, we explore the valuable lessons from the culinary world that can be applied to financial and retirement planning. One of the key concepts Scott learned is "Mise en Place," which emphasizes the importance of organizing and p…

1
HUGE Medicare Plan Changes are Coming 25:31

2M ago25:31

25:31

Today’s a special episode discussing Medicare plans because it’s really important that you review your medical plans as soon as possible. Big changes are coming to the industry and you don't want to be caught off guard. That’s why we’ve invited Cortney Dale, CEO of Sunflower Insurance Solutions to point out the areas you h…

1
Why Retirement is a Team Sport for Couples 15:38

2M ago15:38

15:38

Are you and your spouse on the same page when it comes to what retirement is going to look like? If not, it’s time to talk. In this show, we'll explore why it’s so important for couples to have detailed conversations about their finances and retirement futures. Scott shares insights on how to navigate disagreements, the common issues couples face, …

1
Retirees In Their 70s Regret These 5 Things 27:48

3M ago27:48

27:48

A random, retired YouTuber did a simple video exploring the top 5 regrets from other retirees he interviewed (all in their 70s). It blew up to almost half a million views (and counting). That clearly struck a chord with people that wanted to learn more about regrets in the retirement landscape. Here’s what we cover in this episod…

1
Which of the 4 Annuity Types Should You Choose? 35:26

3M ago35:26

35:26

When it comes to planning for retirement, annuities often come up as a topic of discussion. But what exactly are annuities, and how do they fit into your financial plan? Today we’re going to break down the four different types of annuities and explain their pros and cons to help you make the best decision on which one fits you the best. Here’s what…

1
Social Security COLA Increase Estimate Announced for 2025 18:55

3M ago18:55

18:55

People always want to know whether they’ll get a Social Security increase and if so, how much will it be in 2025? New government data shows that inflation is starting to subside, and that seems like it will have an impact on next year’s Social Security cost-of-living, or COLA, adjustment. Even though many retirees are still struggling with higher c…

1
4 Ways You Could Pay More Taxes Than Planned 15:27

3M ago15:27

15:27

So you think you've got it all figured out and you’re not going to give Uncle Sam a single dime more than you absolutely have to. Well, not so fast, my friend. On today's episode, we're going to give you four ways that you could pay more taxes than you had originally planned. A couple of these mi…

1
The Retirement Equation: Controlling What We Can Control 15:03

4M ago15:03

15:03

When it comes to planning for retirement, one of the most critical aspects to understand is control. Knowing what is within your control, what you have some control over, and what is entirely out of your control can make a significant difference in how you approach planning. Today we’re going to focus on the behavioral side of planning and discuss …

1
Time to Take the Retirement Checklist Challenge 16:00

4M ago16:00

16:00

Retirement planning can be overwhelming, but it doesn't have to be. Working through a checklist can ease your worries and give you confidence, but what should you have on that retirement checklist? Today Scott is going to share his Checklist Challenge, a comprehensive guide to ensure you're fully prepared for retirement. Find out which 34 essential…

1
5 Critical Questions To Ask Your Financial Advisor 18:30

4M ago18:30

18:30

Whether you're just starting out with a financial advisor or considering a change, it’s important to have some key questions in mind to help determine whether a particular advisor is a good fit for you and your finances. Today we’re going to give you five critical questions you need to ask to ensure you're getting the best…

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Protect Your Information: Our Cybersecurity Event with Ryan Fickel 1:08:44

4M ago1:08:44

1:08:44

In today’s digital age, cybersecurity has become a critical concern for everyone, especially those planning for retirement. In this special edition of Your Retirement Elevated we’re sharing a video replay of our recent cybersecurity event with expert Ryan Fickel. Ryan is the Chief Technology Officer and Chief Information Security Officer at Advisor…

1
Don’t Let the IRS End Up With Your Retirement Money 15:11

5M ago15:11

15:11

The truth about retirement planning is that many people need a reality check when it comes to taxes and the impact they will have on their retirement money. Today we’re going to turn our attention to tax planning and how to keep most of your money from going to the IRS instead of the things you want to spend it on in retirement. Here’s what we cove…

1
Mastering The 5 Key Areas of Your Financial Life 25:11

5M ago25:11

25:11

What does a complete financial plan really look like? You’ve spent decades working hard, saving diligently, and now the golden years are on the horizon. But have you covered all of your bases? Listen in as Scott walks us through the 5 key areas of a complete financial plan in today’s episode- income planning, investment planning, tax planning, heal…

1
Am I At Risk of Having My Identity Stolen or Being A Victim of Fraud? 22:28

5M ago22:28

22:28

Today we’re going to cut through some of the fear by identifying the most common financial scams so you know what to be on the lookout for. We’ll also give you some tangible actions to take today to help safeguard your accounts. Are you at risk of having your identity stolen or becoming of fraud? We’ll break it all down with Scott in this video. He…

1
7 Habits for Living an Exceptional Retirement 26:54

5M ago26:54

26:54

Most people think retirement planning is all about the numbers. Will the assets I have accumulated – 401k/IRA, Social Security, real estate, pension, etc. – provide enough income in retirement to fund my lifestyle? Once you reach retirement, you’ll quickly realize there’s much more to preparing for the next chapter of life. Today we’re going to sha…

1
The 3 Stages of Retirement 21:57

5M ago21:57

21:57

Retirement is a journey, and like any journey, it has its phases. Understanding these phases is crucial to ensure that you can enjoy your golden years without financial stress. In this episode, we’ll take you through the the essential stages of retirement planning: the go-go, slow-go, and no-go years. Understanding these three stages will help you …

1
Celebrating the Launch of our Brand New Book 26:33

6M ago26:33

26:33

The long process of writing a book has finally wrapped up for Scott and we’re excited to be rolling it out very soon. In anticipation of the launch of Exceptional Retirement: Tools and Strategies for Retiring On Your Own Terms, we wanted to share some background on the book, the chapters that we think you’ll like most, and the personal stories that…

1
Retirement Questions That Every Generation Should Be Asking 31:52

7M ago31:52

31:52

Each generation is currently navigating a unique part of the retirement planning experience. With many baby boomers preparing for the transition into retirement and the early half of Generation Z taking their initial steps into the career field, these major life events come with a handful of financial planning questions. In today’s episode, we’ll s…

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Embracing the Unexpected: 9 Retirement Surprises Unveiled 25:00

7M ago25:00

25:00

Are you prepared for the unexpected turns your retirement might take? In this episode of Your Retirement Elevated Podcast with Scott Dougan, we explore the surprising findings from a study by the Transamerica Center for Retirement Studies. The study reveals a stark contrast between pre-retiree expectations and retiree realities, and we're here to e…

1
Conquer FOBO: Making Decisions with Confidence 21:17

8M ago21:17

21:17

Ever found yourself endlessly scrolling through options, unable to make a choice? You might be falling into the trap of FOBO: Fear of Better Options. It’s a psychological phenomenon where someone avoids making a decision out of the fear that there may be a better option out there. How can we identify it and work with …

1
The Shift from Saving to Spending Money 22:31

8M ago22:31

22:31

Are you ready to flip the switch from saving to spending as you approach retirement? Many people struggle with the transition and mindset shift that happens in retirement. In this episode, we’ll explore the delicate balance between money, happiness, and the art of spending wisely in your golden years. It's packed with insights on the psychological …

1
Practical Strategies for Protecting Retirees Against Scams & Fraud 27:37

9M ago27:37

27:37

On today's episode, we're going talk about scams and how they are more prevalent than you might think. In fact, just in 2022, there were more than 88,000 complaints of fraud that resulted in more than $3 billion in losses from people age 60+. Here are some of the questions we’ll tackle in this episode: Why are people aged 60 and over common targets…

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With Higher Interest Rates, Is “Lazy Money” Still A Concern In 2024? 13:43

9M ago13:43

13:43

Is 'Lazy Money' still a concern in 2024's higher interest rate landscape? In this episode, we explore this question, examining how the recent rise in interest rates affects the money sitting in savings accounts, CDs, and conservative investments. Here's what we discuss in this episode: What are we talking about when we say, “lazy money?” The curren…

1
Peak 65: Preparing for the Largest Retirement Surge Ever 25:02

10M ago25:02

25:02

Today's magic number is 65. You know, unlike older retired Baby Boomers, the majority of peak 65ers don't have pensions, which used to help fill that gap left by Social Security. Well, our current retirement system is obsolete. It's time for a new retirement security framework. These were the words of Jason Fitchner, an executive director at the AL…

1
Biggest Changes for Retirement in 2024 20:40

10M ago20:40

20:40

With inflation adjustments and the phased implementation of the SECURE Act 2.0, there are some important retirement planning changes to pay attention to this year. From potential tax implications on Social Security benefits to alterations in retirement account rules, higher Medicare expenses, increased IRA contribution limits, and shifts in require…

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Focus on Systems Instead of Resolutions in 2024 32:13

11M ago32:13

32:13

Happy New Year! Today we’re tossing the old hat of resolutions out the window, opting for something with a little more staying power: systems. Say goodbye to the fleeting motivation of New Year's resolutions and embrace the profound impact of incremental habits for long-term success in health, wealth, and personal growth. This episode draws on the …

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The 5 Types of Wealth & Why People Chase Only One at the Cost of Others 46:36

11M ago46:36

46:36

What would you pay to have the freedom to do what you want, when you want, how you want? On today's episode, we're going to talk about the five types of wealth and why people chase only one at the cost of the others. Here are some of the questions we’ll tackle in this episode: Why being a time billionaire might be better than being a dollar billion…

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The Ultimate Retirement Planning Mixtape 26:08

12M ago26:08

26:08

Get ready to rock to the rhythms of retirement wisdom in this week’s episode! We've put together the ultimate retirement planning playlist, featuring timeless lyrics that reflect various stages of the planning journey. Here’s how we’ll craft the perfect mixtape in this episode: Songs for the early stages of retirement planning, where having a dream…

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How To Successfully Climb The Retirement Mountain 18:00

1y ago18:00

18:00

Ready for an adventure? Think of retirement planning as climbing a mountain. It's not just about the climb up; it's about preparing wisely, tackling the ups and downs, and even planning your way back down. Here’s some of what we’ll discuss in this episode: How to prepare for the climb with careful planning. The climb represents the accumulation pha…

1
Latest Updates to Medicare with Cortney Dale 24:39

1y ago24:39

24:39

We’re bringing you a special edition of the podcast today as we welcome Cortney Dale, CEO of Sunflower Insurance Solutions, to lead us through the latest updates on Medicare! She’ll discuss what's crucial for you to know as we approach 2024 and answer common questions that will help you make informed decisions about your Medicare elections in the m…

1
Money Mistakes You’ll Regret and How to Avoid Them 20:40

1y ago20:40

20:40

Do you ever wish you could foresee financial missteps before they happen? On today’s episode, we’re going to explore some real-life stories of regret and arm you with the do’s and don’ts to ensure that your money is working for you and not against you. Here’s some of what we’ll discuss in this episode: What it could cost you to pull money out of yo…

1
Retirement Planning’s “Hidden” Questions 25:10

1y ago25:10

25:10

In this episode, we’re going to unearth and tackle some of these hidden but essential questions about retirement. We all want to get good answers to our financial questions, but sometimes we have to know the right questions to ask. Here are some of the questions we’ll tackle in this episode: How much are my tax-deferred savings going to cost me in …

1
Building An Estate Plan With No Regrets 29:42

1y ago29:42

29:42

There are some people who don’t care at all about leaving a financial legacy, but for those who do, it’s important to eliminate some of the common estate planning mistakes. In this episode, we cover topics ranging from poor expense planning to outdated beneficiary designations and family conflict triggers. We also shed light on some misconceptions …

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Retirement: Ready Or Not, Here It Comes 27:23

1y ago27:23

27:23

Are you nearing “retirement age?” If so, let’s explore that pivotal question you’ll soon face: Should you retire or continue working? We’ll unravel the intricacies of this decision, addressing both financial and emotional aspects, and help you find out if you’re truly ready to retire. Here's some of what we discuss in this episode: The concept of r…

1
The 2023 Halftime Report with Mike Sorrentino 39:56

1+ y ago39:56

39:56

Today we have a special edition of the show where Scott recently hosted a webinar for his clients and had Mike Sorrentino on to discuss some financial topics that are top of mind for many people right now. This conversation comes in the wake of the midpoint of 2023, sort of a mid-year or halftime report, if you will, and the topics that you're goin…

1
5 Key Areas of Your Financial Life 28:43

1+ y ago28:43

28:43

Our whole practice revolves around helping people develop ways to make sure they have everything in order when it comes to these five areas of financial planning. Today we’re going to dive into these and provide a little more detail so that you’ll have a better understanding of what types of conversations we’re having with clients. We’ve also put t…

1
Mastering Retirement Cash Flow: Understanding Changing Expenses 24:17

1+ y ago24:17

24:17

In this episode, we’ll explore many of the expenses in your life that might drastically change (one way or another) in retirement. We’ll break those expenses down further to see which ones are the top priorities and analyze some of the other factors that impact your cash flow in retirement. Here's some of what we discuss in this episode: Breaking r…

1
Retirement Rebels: Winning Your Financial Independence 22:24

1+ y ago22:24

22:24

Celebrate the spirit of July 4th with our latest episode as we tackle the concept of Financial Independence. While the American colonists fought for freedom from British rule, we’re here to discuss what you’re striving to be independent from in your retirement. We’ll unveil the common foes you’ll face on the journey. And good news, no muskets are r…

1
Crash Course: The Psychology of Investing in the Wake of Historic Market Crashes 21:51

1+ y ago21:51

21:51

Have you ever wondered why you handle money the way you do? It turns out your financial behaviors can be traced back to your formative memories. In this episode, we explore how historic market crashes have left a lasting impact on our relationship with money. We’ll also contrast them with the way more recent crises have shaped our financial views a…

1
A Comprehensive Dismantling Of 2023’s Top Social Security Myths 25:36

1+ y ago25:36

25:36

In this episode, we'll be debunking common myths about Social Security and answering the questions you've been curious about. No matter what questions you have about Social Security, we are here to help guide you through this important step in your financial future. Today’s show should give you a pretty good overview. Here's some of what we discuss…

1
7 Important Streams of Income 29:32

1+ y ago29:32

29:32

You can’t talk about retirement without talking about income. There are seven streams of income you need to know about. In today’s episode, we’ll break them down for you and help you understand the pros and cons of each one. Join us for a critical discussion on creating a reliable, dependable income source in retirement and discover the importance …

1
Five Facts You Need to Know About FDIC Insurance and Your IRA 13:16

1+ y ago13:16

13:16

The Federal Deposit Insurance Corporation (FDIC) has been in the news recently as bank failures have made headlines. It's worth noting that the FDIC insures deposits up to $250,000, providing peace of mind to depositors who may be concerned about the safety of their funds. However, you may be wondering if your IRA is also protected by the FDIC, esp…

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