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THE NEIL GARFIELD SHOW에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 THE NEIL GARFIELD SHOW 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
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Orphan Loans! The truth about your mortgage transaction.

29:00
 
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Manage episode 266126315 series 2453550
THE NEIL GARFIELD SHOW에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 THE NEIL GARFIELD SHOW 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
My opinion, backed by 14 years of research and securities analysis which I am qualified to perform, is that you probably have what I call an orphan debt. Based upon filings with the SEC and other documents I have reviewed I am quite certain of this. This is the result of an intentional avoidance of lender liability for violations of federal and state laws. You can use this knowledge to your advantage. There is no question now about the coming wave of foreclosures. It is happening but thankfully it is delayed by extensions on moratoriums for foreclosure and eviction. This is the time for preparing for how you will deal with claims to bring your payments current or else face foreclosure. It is even probable that as soon as foreclosure firms get the green light they will just start the process by sending a notice of default. And remember that moratoriums do not cancel or even postpone payment obligations. They only postpone enforcement. So when the moratorium is over, if you were already in foreclosure it will go forward. Unless you have asked for and received a forbearance agreement that, for example, puts your payments off to the end, the banks will use the available procedures to enforce your note and mortgage against you. They want to because it is free money to them.
  continue reading

300 에피소드

Artwork
icon공유
 
Manage episode 266126315 series 2453550
THE NEIL GARFIELD SHOW에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 THE NEIL GARFIELD SHOW 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
My opinion, backed by 14 years of research and securities analysis which I am qualified to perform, is that you probably have what I call an orphan debt. Based upon filings with the SEC and other documents I have reviewed I am quite certain of this. This is the result of an intentional avoidance of lender liability for violations of federal and state laws. You can use this knowledge to your advantage. There is no question now about the coming wave of foreclosures. It is happening but thankfully it is delayed by extensions on moratoriums for foreclosure and eviction. This is the time for preparing for how you will deal with claims to bring your payments current or else face foreclosure. It is even probable that as soon as foreclosure firms get the green light they will just start the process by sending a notice of default. And remember that moratoriums do not cancel or even postpone payment obligations. They only postpone enforcement. So when the moratorium is over, if you were already in foreclosure it will go forward. Unless you have asked for and received a forbearance agreement that, for example, puts your payments off to the end, the banks will use the available procedures to enforce your note and mortgage against you. They want to because it is free money to them.
  continue reading

300 에피소드

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